With a willingness to confront the harsh truths, we continually challenge ignorance and ambivalence around the insurance of the potentially life-changing risks renovation projects bring.

Our competent and conscientious team of problem-solvers build the right underwriting solutions that wholly protect policyholder’s property, works and liability exposures.

Proud to be
Renovation Insurance
Experts

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Products

  • Renovation Master
  • Renovation Ultra
  • Renovation Asset
  • Renovation Unoccupied
  • Renovation Non-Neg Pro

Renovation Master

This product is suitable for all UK homeowners undertaking building works and extensions with rebuilds worth above £450,000.

  • Existing Structure value above £450,000
  • No restrictions on minimum or maximum project duration
  • Contract values from £250,000 up to £150 million
  • Homeowner’s Liability – £2 million, £5 million and £10 million
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Renovation Ultra

The widest available cover for all UK homeowners undertaking building work and extension projects worth in excess of £5 million.

  • Existing Structure value above £450,000
  • Contract Works value greater than £5 million
  • Homeowner’s Liability from £5 million to £20 million
  • Contract values from £5 million up to £150 million
  • No restrictions on minimum or maximum project duration
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Renovation Asset

A comprehensive policy for UK commercial property owners and developers who renovate, refurbish or extend an existing property, or undertake new builds.

  • Policy especially for UK property owners and developers renovating, refurbishing or extending property, or engaged in new build for commercial rather than domestic purposes.
  • Existing structure value above £450,000
  • Contract works value from £250,000 – £150 million
  • Property Owner’s Liability- £2 million, 5 million and £10 million
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Renovation Unoccupied

A policy specifically tailored for properties that are vacant on a permanent or temporary basis (such as a second home or a property pending probate or future redevelopment).

  • Covers both standard and non-standard construction
  • Grade 2, 2*, B and C Listed properties all eligible
  • 3, 6 and 12 month policies are available
  • Accidental damage cover can be included
  • Voluntary excess levels up to £10,000 that attract premium discounts
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Renovation Non-Neg Pro

A policy specifically tailored for properties that are vacant on a permanent or temporary basis (such as a second home or a property pending probate or future redevelopment).

  • Covers both standard and non-standard construction
  • Grade 2, 2*, B and C Listed properties all eligible
  • 3, 6 and 12 month policies are available
  • Accidental damage cover can be included
  • Voluntary excess levels up to £10,000 that attract premium discounts
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